Check Conversion and Guarantee

Paper checks continue to be a leading method of payment by consumers in the United States.  Unfortunately, businesses that continue to take paper checks experience an increase of bad checks year over year, and continue to deal with the costly administrative accounting burden paper checks bring.  However, merchants that do not accept checks in their business turn away consumers every day whose payment preference remains in this format.  Rather than turn away business, merchants need to rely on an electronic payment provider for an expedient, cost effective check conversion and guarantee program. ACI Merchant Systems has partnered with Cross Check to offer the industry’s leading check conversion and guarantee program.  With this innovative program merchants gain access to:

• The industry's highest rate of check acceptance—we GUARANTEE that each merchant will see 50% less check declines than the competition.
• Terminal, phone and internet approvals available.
• Business and personal checks accepted.
• Multiple check, stop payment, partial payment, and COD premiums also available.

Remote Deposit Capture:

ACI offers remote deposit capture—a true check 21 solution—from the convenience of a local PC.  Now with a computer, high speed internet access, and a check scanner, merchants can move checks seamlessly from their business to their depository institution.  It's as easy as 1, 2, 3!

1. Scan Checks
2. Create & Submit Deposit
3. Funds are Deposited